Third-party
Mandatory by lawCovers injury, death or property damage you cause to others. Required for every two-wheeler on Indian roads under the Motor Vehicles Act. It does not pay for damage to your own bike.
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Bike & scooter coverTwo-wheeler
Two-wheeler
insurance
Understand your options before you renew, and talk to us if you need help choosing the right cover for your bike.
Types of cover
Comprehensive
Most popularThird-party cover plus damage to your own bike from accidents, theft, fire and natural calamities like floods.
Standalone own-damage
For newer bikesOnly the own-damage part, for bikes that already carry a multi-year third-party policy (common on bikes bought new since 2018).
Popular add-ons
- Zero depreciation. Claims pay for replaced parts without a cut for wear and age.
- Engine protection. Covers engine damage from water entry or oil leakage, which standard cover excludes.
- Roadside assistance. Help with breakdowns, flat tyres and towing, depending on the plan.
Keep these handy to renew
- Registration certificate (RC)
- Your current or last policy
- ID for KYC (PAN or Aadhaar)
Renew before your policy expires so your cover doesn't lapse.
Insurance is the subject matter of solicitation. Please read the policy wording carefully before concluding a sale. Policies are issued by insurance companies registered with IRDAI; cover, exclusions and add-ons vary by insurer and plan.
